Australian Pay Calculator
Your 2026–27 take-home pay after income tax, the Medicare levy and HELP repayments, weekly, fortnightly, monthly or yearly, with your employer's 12% super shown on top.
- No signup · No data storedNo signup · No data stored · Runs 100% in your browser
- Live results as you type
Advanced optionsTax year, deductions and other settings (sensible defaults already applied)
Assumes an Australian resident for the full year, claiming the tax-free threshold.
Your take-home pay
Take-home: $2,718 a fortnight
Tax $674 · Medicare $69 · Super $415 on top
Show calculationEvery step, the rule behind it and the official source
1. Income tax
- Tax on taxable income$17,520
$0–$18,200 @ 0% $0 $18,200–$45,000 @ 15% $26,800 × 15% = $4,020 $45,000–$135,000 @ 30% $45,000 × 30% = $13,500 2026–27 resident rates; the first $18,200 is tax-free · ATO: Tax rates – Australian residents
- Income tax$17,520
2. Medicare
- Medicare levy$1,800
2% of taxable income · ATO: Medicare levy reduction for low-income earners
- Medicare$1,800
3. Take-home pay
- Salary$90,000
- Income tax$17,520
- Medicare$1,800
- Take-home pay (year)$70,680
- Super paid on top by your employer$10,800
Each line is rounded for display, so adding the rounded lines can differ from the total by 1.
Full breakdownTables, chart and tax-saving tips
| Weekly | Fortnightly | Monthly | Annual | |
|---|---|---|---|---|
| Salary | $1,731 | $3,462 | $7,500 | $90,000 |
| Income tax | $337 | $674 | $1,460 | $17,520 |
| Medicare levy | $35 | $69 | $150 | $1,800 |
| Take-home pay | $1,359 | $2,718 | $5,890 | $70,680 |
| Super (employer, on top) | $208 | $415 | $900 | $10,800 |
How Australian take-home pay is worked out for 2026–27
The 2026–27 financial year runs from 1 July 2026 to 30 June 2027. Residents pay no tax on the first $18,200 (the tax-free threshold), then 15% to $45,000, 30% to $135,000, 37% to $190,000 and 45% above. The 15% rate is new for 2026–27: it was 16% in 2025–26, which saves up to $268 a year.
The low income tax offset takes up to $700 off the tax of people earning $37,500 or less, tapering to nothing at $66,667. On top of income tax, most people pay the 2% Medicare levy, which is reduced for low incomes. If you earn over $105,000 and don't have private hospital cover, the Medicare levy surcharge adds 1% to 1.5%.
HELP and other study loans are repaid through the tax system once your repayment income passes $69,528: 15 cents per dollar above that, rising to 17 cents above $129,717. Your employer also pays the 12% super guarantee into your super fund. It doesn't come out of your take-home pay unless your salary is quoted as a package including super.
FAQ
Frequently asked questions
What are the Australian tax rates for 2026–27?
For residents: nil up to $18,200, 15% from $18,201 to $45,000, 30% to $135,000, 37% to $190,000 and 45% above $190,000. The Medicare levy of 2% comes on top. The 15% rate replaces 16% from 1 July 2026.
How much tax do I pay on $90,000 in Australia?
In 2026–27 a resident on $90,000 pays $17,520 income tax ($4,020 plus 30% of the $45,000 above $45,000) and $1,800 Medicare levy, leaving $70,680 a year: about $2,718 a fortnight or $5,890 a month. Your employer also pays $10,800 super on top.
Is super taken out of my take-home pay?
No. The 12% super guarantee is paid by your employer on top of your salary. It only reduces take-home pay if your salary is quoted as a package that includes super, which you can choose in Advanced options.
When do I start repaying HELP?
For 2026–27, compulsory repayments start once your repayment income is above $69,528. You repay 15 cents for each dollar above that, then $9,028 plus 17 cents per dollar above $129,717. From $186,051 the repayment is 10% of your whole repayment income.
What is the Medicare levy surcharge?
An extra 1% to 1.5% for people without appropriate private hospital cover whose income for surcharge purposes is above $105,000 (singles, 2026–27). It is separate from the 2% Medicare levy most people pay.
Keep calculating
Related calculators
Old vs New Tax Regime Calculator
Compare your tax liability under the Old and New regimes for FY 2026-27 and find out which one saves you more.
OpenPaycheck Calculator
Estimate your net paycheck after Federal tax, FICA (Social Security & Medicare) and state tax.
OpenTake-Home Pay Calculator
Work out your PAYE take-home pay after Personal Allowance, Income Tax bands and National Insurance.
OpenFederal + Provincial Income Tax Calculator
Estimate your 2026 take-home pay: federal and provincial tax for all 13 provinces and territories, CPP/QPP and EI.
Open