HRA Exemption Calculator

Powered by CountYourTax
₹
₹
₹
Advanced options
Financial year
₹

Only DA that counts for retirement benefits. Leave 0 if you don't get DA (most private jobs).

Your tax-free HRA

Tax-free HRA: ₹1,68,000/year

₹14,000/month · limited by Rent Paid − 10% of (Basic + DA)

Show calculationEvery step, the rule behind it and the official source

1. The three limits

  1. Salary for HRA = basic₹4,80,000
  2. 1. HRA actually received₹2,40,000
  3. 2. Rent paid (₹2,16,000) − 10% of salary (₹48,000)₹1,68,000
  4. 3. 50% of salary (listed city: Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Pune, Ahmedabad)₹2,40,000
  5. Exemption = the lowest of the three₹1,68,000

    HRA exemption (earlier Section 10(13A)) · Income Tax Dept: HRA

2. Exempt and taxable HRA

  1. HRA received₹2,40,000
  2. Taxable HRA (added to salary)₹72,000
  3. Exempt HRA (old regime only)₹1,68,000

    HRA exemption (earlier Section 10(13A)); not available in the new regime · Income Tax Dept: HRA

Each line is rounded for display, so adding the rounded lines can differ from the total by 1.

What if…Move a slider to see how your tax changes
Full breakdownTables, chart and tax-saving tips

Exemption = Least of the Following Three

1. Actual HRA Received₹20,000
2. Rent Paid − 10% of (Basic + DA)(lowest, applies)₹14,000
3. 50% of (Basic + DA)₹20,000
HRA Received₹20,000
Exempt HRA₹14,000
Taxable HRA (added to salary income)₹6,000

Powered by CountYourTax · Free tax calculators for India, the US, the UK, Canada and Australia